Junior Achievement

St. Thomas More Cathedral School partners with Junior Achievement to help students develop essential life skills through hands-on learning and real-world experiences.

Led by community volunteers, Junior Achievement programs inspire students to explore:

Financial literacy
Career readiness
Entrepreneurship
Leadership and responsible decision-making

Volunteers also serve as positive role models, helping students understand the value of education, hard work, and service. Junior Achievement lessons are integrated throughout various grade levels and complement STM's commitment to educating the whole child. Below is an overview of the program by grade level.

For more information about the curriculum, please visit the Junior Achievement website.

Kindergarten — Ourselves®

Ourselves® uses compelling stories read aloud by the volunteer, along with hands-on activities to demonstrate helping, working, earning, and saving.

Concepts: Barter, Benefit, Buying, Choices, Consumer, Costs, Earning, Entrepreneurs, Giving, Goods, Incentives, Income, Money, Resources, Rewards, Saving, Scarcity, Selling, Spending, Voluntary exchange, Wants, Work
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Skills: Abstract thinking, Coin recognition, Decision-making, Drawing, Following directions, Interpreting information, Listening responsively, Matching, Responsibility, Sequencing, Teamwork

First Grade — Our Families®

Our Families® emphasizes the roles people play in the local economy and engages students with activities about needs, wants, jobs, tools and skills, and interdependence.

Concepts: Business, Choices, Consumers, Economic institutions, Employment, Family, Incentives, Income, Interdependence, Jobs, Needs, Resources, Scarcity, Skills, Tools, Voluntary exchange, Wants, Work
Skills: Analyzing information, Decision-making, Differentiating, Drawing, Following directions, Interpreting symbols, Listening responsively, Making observations, Map reading, Matching, Teamwork

Second Grade — Our Community®

Our Community® explores the interdependent roles of workers in a community, the work they perform, and how communities work.

Concepts–Banking, Business, Choices, Circular flow of money, Community, Division of labor, Economic institutions, Goods, Government, Incentives, Interdependence, Jobs, Money, Productivity, Taxes

Skills–Comparing, Critical thinking, Decision-making, Identifying choices, Listening responsively, Making observations, Matching, Problem-solving, Role-playing, Teamwork.

Third Grade — Our City®

Our City® studies careers, the skills people need to work in specific careers, and how businesses contribute to a city.

Concepts–Banking, Business, Careers, City, Consumer, Economic institutions, Entrepreneur, Incentives, Income, Jobs, Money, Producers, Quality, Resources, Skills, Specialization, Zones

Skills–Applying information, Conducting research, Decision-making, Filling out forms, Interpreting directions, Map reading, Math computations, News writing, Role-playing, Teamwork.

Fourth Grade — Our Region®

Our Region® introduces the relationship between the natural, human, and capital resources found in different regions and explores regional businesses that produce goods and services for consumers.

Concepts–Business, Choices, Economy, Exchange, Expenses, Goods, Incentives, Income, Investment, Products, Profit, Region, Resources, Risk, Scarcity, Services, Specialization, Taxes.

Skills–Comparing, Compiling data, Conducting research, Decision-making, Differentiating, Giving reports, Interpreting data, Math computations, Problem-solving, Reading, Teamwork, Understanding symbols.

Fifth Grade — Our Nation®

Our Nation® provides practical information about businesses’ need for individuals who can meet the demands of the job market, including high-growth, high-demand jobs. Further, it introduces the concept of globalization of business as it relates to production materials and the need for students to be entrepreneurial in their thinking to meet the requirements of high-growth, high-demand careers worldwide.

Concepts–Advertising, Capital resources, Career preparation, Communication, Competition, Corporation, Demand, Employees, Employers, Engineering, Entrepreneur, Free enterprise, Global competition, Goods, High-growth, High-demand jobs, Human resources, Natural resources, Opportunity costs, Partnerships, Price, Products, Profit, Resources, Resume, Scarcity, Services, Skills, Sole proprietorship, Specialization, Stock, Stockholders, Supply, Technology, Technophile, Technophobe

Skills–Addition and subtraction, Brainstorming, Conceptualizing and designing advertisements, Creative thinking, Critical thinking, Decision-making, Drawing conclusions, Estimating, Evaluation, Following directions, Graphing and graph interpretation, Listening, Map reading, Problem solving, Reading and writing, Reasoning, Role-playing, Teamwork, Verbal communication, Working in groups.

Sixth Grade – JA America Works®

JA America Works® provides students with examples of how business and entrepreneurship affected the economic development of the United States during the 19th century. Six required, volunteer-led sessions.

Concepts–Benefit, Boomtown, Capital resources, Communication, Competition, Cost, Cost-benefit analysis, Demand, Emigration, Entrepreneurship, Human resources, Immigration, Industrialization, Innovation, Invention, Modes of transportation, Natural resources, Opportunity cost, Productive resources, Productivity, Pull factor, Push factor, Risk, Scarcity, Supply, Technology, Telegraphy

Skills–Analyzing information, Critical thinking, Decision making, Decoding messages, Encoding messages, Gathering, interpreting, and organizing information, Math calculations, Oral and written communication, Planning, Reading and interpreting data, Working in groups

Seventh Grade – JA Economics for Success®

JA Economics for Success® explores personal finance and students’ education and career options based on their skills, interests, and values while demonstrating the economic benefits of staying in school. Six required, volunteer-led sessions.

Concepts–Credit, Debt, Gross income, Insurance, Interest, Needs and wants, Net income, Opportunity cost, Risk, Self-knowledge, World of work

Skills–Critical thinking, Decision making, Following directions, Interpreting data, Math calculations, Oral and written communication, Role-playing, Self-assessment, Working in groups

Eighth Grade – JA Global Marketplace®

JA Global Marketplace® provides practical information about the global economy and its effect on students’ lives. Six required, volunteer-led sessions.

Concepts–Business practices, Culture, Currency, Domestic trade, Embargo, Emigrate, Entrepreneurship, Exchange rates, Exports, Franchise, Global trade, Human resources, Immigrate, International trade, Market, Productivity, Quota, Standard, Subsidy, Tariff, Technology, Trade, Trade barrier

Skills–Analyzing points of view, Brainstorming, Critical reading, Critical thinking, Gathering and organizing information, Interpreting maps, charts and globes, Math calculations, Oral and written communication, Persuasion, compromise, and bargaining, Working in groups